Anticipation

The pain of not knowing is killing me every second...

Right now, my ultimate desire is to finally know what my 2010 Grade is... I simply want to end this anticipation and satisfy my longing.

2009 was bad for me, or it was bad to me but 2010 is a 360 degree turn. I can only demand for the best possible rating and I cannot accept anything lower than 1.2

To be honest, it is hard for me to entertain this thought, it is affecting me. I need to have a diversion, unfortunately, I am also pre-occupied of many things and topping that list are my debts.

When can I be able to put a stop on it? If I can only own my salary for at least 3 full months, I can move on debt-free for sure. However, I could not get the support that I need...

Patience is a virtue, and big surprises await those who wait--- this was my STM's message to me...

I wish to be guided,

I pray for divine providence...

My future is dependent on this first full year result...

The Job

While waiting to be attended to at a pharmacy, and losing patience, my attention was diverted, luckily, to the personnel, not entirely aware how they are called (pharmacist maybe?)...
I instead ended up observing their manner, how they deal with different customers, and its pressure. All throughout their shift, they just stand and walk, take the prescriptions and tries to calm down the demanding consumers.
For once, I realized that every man is fit for a job, his character is like molded to perform a specific task. I admire them honestly...
Outside the store, there are more people handling the challenges of their respective jobs: security guards, tricycle and jeepney drivers, cigarette and candies seller, etc.
These people, they make up the basic community.
I remember one day while inside the jeep, the driver was exchanging signs or laughs with the driver opposite the road. They smile and they curse a lot more, but that makes their day more enjoyable.
Whatever the job is, it has to be enjoyed because not everyone can get a job.

Things Babies Born in 2011 Will Never Know

source: http://finance.yahoo.com/family-home/article/111745/things-babies-born-in-2011-will-never-know?mod=family-kids_parents

Do you think kids born in 2011 will recognize any of the following?

Video tape: Starting this year, the news stories we produce here at Money Talks have all been shot, edited, and distributed to TV stations without ever being on any kind of tape. Not only that, the tape-less broadcast camera we use today offers much higher quality than anything that could have been imagined 10 years ago -- and cost less than the lens on the camera we were using previously.

Travel agents: While not dead today, this profession is one of many that's been decimated by the Internet. When it's time for their honeymoon, will those born in 2011 be able to find one?

The separation of work and home: When you're carrying an email-equipped computer in your pocket, it's not just your friends who can find you -- so can your boss. For kids born this year, the wall between office and home will be blurry indeed.

Books, magazines, and newspapers: Like video tape, words written on dead trees are on their way out. Sure, there may be books -- but for those born today, stores that exist solely to sell them will be as numerous as record stores are now.

Movie rental stores: You actually got in your car and drove someplace just to rent a movie?

Watches: Maybe as quaint jewelry, but the correct time is on your smartphone, which is pretty much always in your hand.

©Will D/flickr

Paper maps: At one time these were available free at every gas station. They're practically obsolete today, and the next generation will probably have to visit a museum to find one.

Wired phones: Why would you pay $35 every month to have a phone that plugs into a wall? For those born today, this will be a silly concept.

Long distance: Thanks to the Internet, the days of paying more to talk to somebody in the next city, state, or even country are limited.

Newspaper classifieds: The days are gone when you have to buy a bunch of newsprint just to see what's for sale.

Dial-up Internet: While not everyone is on broadband, it won't be long before dial-up Internet goes the way of the plug-in phone.

Encyclopedias: Imagine a time when you had to buy expensive books that were outdated before the ink was dry. This will be a nonsense term for babies born today.

Forgotten friends: Remember when an old friend would bring up someone you went to high school with, and you'd say, "Oh yeah, I forgot about them!" The next generation will automatically be in touch with everyone they've ever known even slightly via Facebook.

Forgotten anything else: Kids born this year will never know what it was like to stand in a bar and incessantly argue the unknowable. Today the world's collective knowledge is on the computer in your pocket or purse. And since you have it with you at all times, why bother remembering anything?

The evening news: The news is on 24/7. And if you're not home to watch it, that's OK -- it's on the smartphone in your pocket.

CDs: First records, then 8-track, then cassette, then CDs -- replacing your music collection used to be an expensive pastime. Now it's cheap(er) and as close as the nearest Internet connection.

Film cameras: For the purist, perhaps, but for kids born today, the word "film" will mean nothing. In fact, even digital cameras -- both video and still -- are in danger of extinction as our pocket computers take over that function too.

Yellow and White Pages: Why in the world would you need a 10-pound book just to find someone?

Catalogs: There's no need to send me a book in the mail when I can see everything you have for sale anywhere, anytime. If you want to remind me to look at it, send me an email.

Fax machines: Can you say "scan," ".pdf" and "email?"

One picture to a frame: Such a waste of wall/counter/desk space to have a separate frame around each picture. Eight gigabytes of pictures and/or video in a digital frame encompassing every person you've ever met and everything you've ever done -- now, that's efficient. Especially compared to what we used to do: put our friends and relatives together in a room and force them to watch what we called a "slide show" or "home movies."

Wires: Wires connecting phones to walls? Wires connecting computers, TVs, stereos, and other electronics to each other? Wires connecting computers to the Internet? To kids born in 2011, that will make as much sense as an electric car trailing an extension cord.

Hand-written letters: For that matter, hand-written anything. When was the last time you wrote cursive? In fact, do you even know what the word "cursive" means? Kids born in 2011 won't -- but they'll put you to shame on a tiny keyboard.

Talking to one person at a time: Remember when it was rude to be with one person while talking to another on the phone? Kids born today will just assume that you're supposed to use texting to maintain contact with five or six other people while pretending to pay attention to the person you happen to be physically next to.

Retirement plans: Yes, Johnny, there was a time when all you had to do was work at the same place for 20 years and they'd send you a check every month for as long as you lived. In fact, some companies would even pay your medical bills, too!

Mail: What's left when you take the mail you receive today, then subtract the bills you could be paying online, the checks you could be having direct-deposited, and the junk mail you could be receiving as junk email? Answer: A bloated bureaucracy that loses billions of taxpayer dollars annually.

Commercials on TV: They're terrifically expensive, easily avoided with DVRs, and inefficiently target mass audiences. Unless somebody comes up with a way to force you to watch them -- as with video on the Internet -- who's going to pay for them?

Commercial music radio: Smartphones with music-streaming programs like Pandora are a better solution that doesn't include ads screaming between every song.

Hiding: Not long ago, if you didn't answer your home phone, that was that -- nobody knew if you were alive or dead, much less where you might be. Now your phone is not only in your pocket, it can potentially tell everyone -- including advertisers -- exactly where you are.

5 Great Money Ideas for 2011

source: http://financiallyfit.yahoo.com/finance/article-111721-7948-3-5-great-money-ideas-for-2011?ywaad=ad0035&nc/

1. Cancel those dangerous rewards cards - the cards where you earn points for every dollar that you charge. On the surface, the points give you free airline miles, cash back, or discounts on catalog merchandise. But why would you think that a bank offers anything truly free? You're paying for your own rewards, with the interest you're charged on the balances that you carry forward every month.

What's more, rewards cards tempt you to charge more than would otherwise be the case. A new study by the Federal Reserve Bank of Chicago found that people with cash-back cards spend more, and build up more debt, than people with ordinary cards. Their debts grew faster than their spending, suggesting that they reduced their monthly payments. That would have added even more to their interest costs.

Rewards cards make sense only if they charge no annual fee and you pay every monthly bill in full. Only then are your airline miles truly free.

Pace and Phases

What do you live for?

The answer varies of course. Some go for a happy family life, others strive for a successful career, some values friendship and many more.

It is a treat to be updated with your friends and colleagues' lives. You tend to reflect on what is up with you that is worth sharing to the public.

No success happened without failure
No happiness prospered without pain and suffering
No things can materialize without a plan, well laid plan

To each is his own path to take...

The Talk

It was a meeting I did not expect to start my first day at work for 2011 but it was a blessing in disguise after all, the feared discussion led to something fruitful, professionally at least.

The talk was in direct opposite against previous encounters. Encounters because our closed door meetings were always a disaster, a loud meeting slashing each other. Now, it was a silent and humble discussion, and enabled a space to hear both sides.

Still, I dream of a workplace like that of House, a US Series of medical drama. Even in their most heated arguments, House, Chase, Cameron and the other black doctor (my bad), they accept harsh words, no hard feelings at all. Perhaps, this could be far from the current state, and definitely will not be a common trait among Filipinos who are sensitive, and always short-tempered.

Luckily, this day was also a Big Brother's day, hahaha, and free!

For now, I am looking forward to a very positive March 2011...

Welcoming 2011 the Kulot way!

source: http://kulotchronicles.wordpress.com/

10:09PM, exact time as of blogging.

In less than 2 hours, 2010 is about to fold up, and we embrace 2011, the Year of the Rabbit.

People are excited, you can hear all sorts of noise, from firecrackers exploding in a snap to loud music and amazing fireworks display, it only tells how positive everyone is welcoming the change of year as it signifies new beginning, ignites better hope.

And for your blogger Kulot, I envision 2011 as a start of a more challenging journey, career wise to be exact. This marks another chapter where leadership and accountability is expanding. I must say, I will own 2011 positively.

On a personal note, 2011 will be my travel catalogue, I say so because I plan to travel more often even on a solo trip. I realised it is my passion, to explore adventures that I long started with the picturesque beauty of Banaue Rice Terraces, with the charming Cebu-Bohol escapade, with the heavenly paradise of Boracay and recently, the captivating wonders of Coron.

There are so many things to look forward to in 2011, all we need to have is the courage and faith to live each single day momentously.

As I end Year 2010, I am beginning new blogging name: kulotchronicles.

Bida Best in 2011!